This service is operated by Bantu Limited, a limited liability company registered in England and Wales with company number 11490878. 

1. Please read these terms and conditions (the Terms) carefully. By accessing and using our website and any content and features therein including our Services, you indicate your acceptance of these Terms and the Privacy Policy any other notices, guidelines and rules published by us on our Services from time to time (each of which is incorporated into the Terms by this reference). The Privacy Policy can be accessed from links at the bottom of our webpages. 

2. If you do not accept these Terms please do not access and/or use our Services. 

3. Bantu is an online platform for Group e-wallet. Bantu Limited and associated companies, and references in this document to “us,” “our,” and “we” refer to Bantu Limited and 

4. We may update these Terms at any time. Please review the Terms regularly to ensure you are aware of any changes. Your continued access to and/or use of our Services after changes have been made to the Terms indicates your agreement to be legally bound by the updated and/or amended Terms. 

If you have any questions on these terms and conditions, please contact us at


1. Website Use and Your Rights 

The Website is owned and operated by Bantu Limited. All intellectual property rights, including copyright, in the content displayed on the Website (“Content”) belong to Bantu Limited. All rights are hereby reserved. When you access the Site, you undertake: (i) that you are over 18 years of age, (ii) that you are using the Site in your own name and not on behalf of anyone else; (iii) that you will not allow any other person to use the Site under your name, nor will you in using the Site, pretend you are someone else, or seek to disguise your identity; and (iv) that you are only using the Site and the Services for your own benefit and not for the purposes of providing Services to others. 

Subject to the undertakings you give in these Terms, we grant you a non-exclusive, non-transferrable right and license to use the Site and any software on our server, which is enabled, by your use of the Site, solely to access the Site and Services. 

2. Our Rights 

Failure by you to comply with these Terms constitutes a material breach of these Terms and may result in us take all or any of the following actions: 

3. Content Usage 

The Website and the Content may only be used for your personal, non-commercial use. For educational purposes alone, you may retrieve and display the Content on a computer screen. You may also print out and photocopy the content of this website 

Except as set out above, you agree not to download, copy, reproduce, modify, store, archive, show in public, redistribute or commercially exploit in any way any part of the Content without the prior written permission of Bantu Limited. You agree not to use the Content or the Website for any illegal or improper purpose, nor for any purpose, which might infringe the rights of others, or which might harass or cause inconvenience or distress to any person. 

You also agree to abide by all copyright notices and restrictions attached to the Content and not to remove or alter any such notice or restriction or alter the Content in any way. 

4. Using the site, the content and your obligation 

5. Reproduction of the Website Content

The Website and the Content is the copyright of Bantu Limited. If you wish to re-publish, re-distribute or exploit the Content in any way you should address a request for permission to Bantu Limited by Email to Bantu Limited cannot guarantee that any such permission would be forthcoming or on what terms. 

6. Third Party Links

Third parties are permitted to link to stories within the Bantu Limited website, using the URL and quoting the headline and the source. 

A third party must ensure that nothing on its own website suggests or could be understood to imply that any part of the website is part of its own website unless the third party has obtained the prior written approval of Bantu Limited. 

Bantu Limited reserves the right to withdraw any permission without explanation or notice if in its sole judgment use of such links is excessive or inappropriate. Bantu Limited also reserves the right to change the location and nature of files within the website and or mobile Application without explanation or notice; it is the responsibility of the third party to check and update links as necessary.

Additional terms that apply to the Services 

Our App may allow you to access, use, or interact with third-party websites, apps, content, other products and services. Basically, these consist of: (A) the third-party Open Banking service that integrate with our App, and (B) other third-party software and services. Please see below for further details. 

A. In order to use this services, you will need to accept the terms and conditions at the point when you register for the App. 

B. Other third party software and services - separate terms and privacy policies may also apply to your use of the App and Services – those separate terms of use are in the form of agreements between us and third party providers, but we will endeavor to pass on any benefit to you under those separate agreements.

7. Modifications to the Service and Prices 

Prices for our services are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service. 

8. Trademarks and Intellectual Property 

Bantu is the Registered Trademark of Bantu Limited and the content of this site are part of its intellectual property. You may not use these marks without the prior written permission of Bantu Limited. 

9. Limited Liability and Disclaimer 

Bantu Limited obtains the Content from a wide range of sources and it includes facts, views, opinions and information likely to be of interest to users of the Website. 

Bantu Limited does not endorse or accept any responsibility for any views, advice, recommendations or opinions expressed on any website to which we link. You should note that any contact or arrangements made between you and any third party named on the Website or any third party website linked from it is at your own risk, and Bantu Limited accepts no liability. 

The Content should only be used for your general information and use and not by way of specific recommendation or advice, as every individual’s circumstances are different. Before taking any action or decision based in whole or in part on the Content, you should always make your own independent checks of any information that is important in making such decisions or taking such action. You should also seek professional advice in appropriate circumstances such as over medical matters.

Bantu Limited does not give any warranties in respect of the Content or the Website, freedom from viruses or other contamination or that the Website is compatible with any computer systems, software and browsers. 

All implied warranties or duties are excluded save if and to the extent that they may not lawfully be excluded. 

Bantu Limited shall not be liable for any claims, losses, injuries, penalties, damages, costs or expenses arising from the use of, or inability to use the Website or Content or from any action taken, or omitted to be taken, as a result of using the Website or Content. 

10. Changes to the Terms and Conditions 

Bantu Limited reserves the right to make changes to any part of the Website and to add to or change these at any time. Any new features or tools that are added to the current website shall also be subject to the Terms of Service. 

You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. 

11. Severability 

If any part of these Terms becomes illegal, invalid, unenforceable, or prohibited in any respect under any applicable law or regulation, such provision or part thereof will be deemed to not form part of the contract between us. The legality, validity or enforceability of the remainder of these Terms will remain in full force and effect. 

12. Legal

By accessing the Website you agree to accept that these Terms are governed by and construed in accordance with the laws of England. You also accept the exclusive jurisdiction of the English Courts in relation to any dispute that may arise in connection with these Terms or your use of the Website or arising in any way from the Content.


13. Company Information 

Bantu Limited is a limited liability company registered in England and Wales with company number 11490878. Bantu is an online platform for Group e-wallet and Fund Management for groups. 

The Bantu Limited website is the intellectual property of Bantu Limited. 

14. Your Declaration 

With the acceptance of the following Terms and Conditions you declare and agree that you fully understand and accept the hereto stated rights and obligations, including all relevant and applicable internal rules, together with those described in the User Agreement and the Bantu Limited Compensation Plan.

Version of the General Terms and Conditions: 13.04.2022 

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